Buy Smart: For well-qualified buyers. $28.16 per $1,000 borrowed at 0.9% APR for 36 months for well qualified Tier 1 through 3 credit customers on qualified MY2012 - MY 2015 Nissan Certified Pre Owned vehicles from dealer stock. Down payment may be required. Subject to NMAC credit approval. Offer ends January 4, 2016. Offer is subject to residency restrictions. See participating Nissan dealers for details.